PERSONAL SAVINGS PRODUCTS

RSP-Registered Savings Plans – tax deferred retirement savings….

 RRIF-Registered Income Funds – flexible retirement income….

 RESP-Registered Education Saving Plan – plan for your child’s future….

 Payout Annuity – guaranteed income for specific period….

 Segregated Funds – pooled market investments with guarantees….

 TFSA-Tax Free Savings Accounts – your one and only tax FREE savings option….

 Creditor Protection Plans – protection in the event of bankruptcy or lawsuit….

 Individual Pension – guaranteed lifetime income and annual bonuses….

BUSINESS SAVINGS PRODUCTS

 Group RRSP Plans – pre-tax payroll deduction contribution, no administration….

 Creditor Protection Plans – shelter corporate assets….